How Soon Can One Refinance A Home If I Buy A Home With 2 More Co-signers.....?

If I buy A home with 2 more co-signers.....? - how soon can one refinance a home

When I signed to buy a house with 2 other colleagues, how soon can I refinance the transfer of ownership in my name only?

Do I qualify for first home tax credit of $ 7500 if one is not even further by 2 people buying a first home?

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